It is no news to know that pets are high maintenance. No matter how strict your budget is and how religiously you stick to it, any surprise visit to the vet is always going to cost a bomb. The only best method to manage unforeseen pet expense is with excellent pet insurance. Petplan has been popular among many dog and cat owners for its reputation in customer satisfaction and great coverage options. In this Petplan review you will get know more about this insurance policy for your dog.
What does my pet need insurance?
As dotting dog parents, many will agree pets are family and we ought to treat them with what we provide for a family. Having pet insurance comes as the hero to rescue your pockets when you were not anticipating an expense. Pet insurance will guard you and your pet against any accident or medical expense that you may encounter throughout your pets’ lifespan. Petplan claims data suggests that in every 6 seconds a dog parent is faced with a vet bill of more than $1000! Not everyone is prepared for this at every given juncture. Hence acquiring pet insurance is a wise decision to save you from the stress of caring for your pet at the time they need you more. A small investment in pet insurance will definitely go a long way!
What Petplan Insurance DOES cover?
Accidents and Injuries
|Right from a minor injury to a major accident.|
|Inclusive of chronic and hereditary diseases like hip dysplasia.|
|Blood tests or other tests done to diagnose or treat for any illness are covered.|
Veterinary Exam Fees
|Examinations done on a sick or injured pet for treatment or to diagnose for an illness, inclusive of emergency and specialty care.|
|Medications prescribed by your vet for accidents, illness, or injury; inclusive of nutraceuticals. |
Does not cover vitamins, heartworms, and flea and ticks preventive medications.
MRI, CAT scan, ultrasound Imaging
|Imaging performed to diagnose or treat illness or injury is covered.|
Treatment for Cancer
|Oncology care is covered inclusive of chemotherapy, radiotherapy, and cyberknife.|
Non- routine Dental Treatments
|If your pet is regular with annual dental checks, non-routine treatments will be covered as well. This includes treating broken teeth or periodontal disease.|
Surgery and Rehabilitation
|Surgery and the following rehab treatment will be covered. Acupuncture, hydrotherapy, stem cell therapy, and chiropractic treatments will be covered.|
Referral and Specialist Treatment
|Specialties covered by Petplan are oncology, ophthalmology, dermatology, dentistry, neurology, and cardiology.|
What Petplan Insurance DOES NOT cover?
Routine wellness care
|Routine visits to the vet for wellness checks like vaccines, teeth cleaning, and flea and tick protection and cleaning are not covered.|
|Preventive vaccines or annual health check-ups to prevent injury or illness or to promote health is not covered.|
|Typical of any other insurance policy, any pre-existing health conditions are not covered. But, if there is any curable illness they may be eligible for coverage after an examination.|
|Unless recommended by a licensed vet as a part of treatment, elective procedures like tail docking, ear cropping, claw removal, and spaying or neutering are not covered.|
|Petplan does not offer liabilities coverage as a result of damage caused to a person or property by your pet.|
How to claim insurance from Petplan?
Filing for pet insurance claim with Petplan is as simple as it can get. It will take just a few minutes to fill out their one page Petplan Claim Form.
You will receive step by step information on how to file for your claim there and what are the things you Petplan will need from your end. Here is how it works…
- Take your dog to the vet within 48 hours of noticing the need for treatment.
- Hold on to all invoices, bills, receipts, prescriptions issued by the vet.
- Apply for Petplan pet insurance claim within 90 days of receiving treatment.
- Fill out the Claim Form available on the website and provide them with copies of all the medical records that they require.
How much does Petplan cost?
There are various price ranges from which you can choose a plan that suits your budget. They offer coverage from $2500 to unlimited coverage. The monthly premium will be higher for more coverage, however, it is always worth it. You can choose which plan works the best for you and your pet.
What are the key features of Petplan Pet Insurance?
- Available 24X7 on live chat. You can reach out to their customer service when emergency strikes anytime.
- There is no upper age limit to opt for Petplan insurance.
- Their waiting period is 5 days for accidents, 15 days for illness, ad 6 months for cruciate and patellas.
- They offer coverage for sick visit exam fees; helping you to save from $50 to $250.
- American Animal Hospital Association Preferred Provider, Preferred pet insurance provider to AARP members, Proud supporter of National Police Dog Foundation, and Proud supporter of Pets for Patriots.
- They have a reputation for being in the business for 42 years!
Petplan insurance has expertise in service and customer satisfaction that its competitors find hard to match. Although there are many pet insurance providers who offer similar coverage for lesser premium, Petplan has continued to set the bar high on service. They also allow you to get a Free Quote! Spare no research when it comes to getting the best pet insurance for your pet.